No Claims Bonus on Second Vehicles


'Mirror' your NCB on another car or van

Get an insurance quote now with your mirrored no claims bonus - it is sometimes known in the insurance industry as a "mirrored no claims discount" and it means that for car or van drivers who have earned no claims bonus (or "NCB"), on their insurance policy for one vehicle, under certain conditions they have the option to use that NCB on a second car or a second van.

"This is not the same as transferring your no claims bonus from one vehicle to another - with a mirrored NCB, you effectively enjoy the discount on both vehicles at the same time"

QuoteRack will submit your details to our partner insurance brokers who specialise in providing a second car no claims bonus and they will ask you for the details of your existing insurance policy, to see whether you are eligible to receive an equivalent mirrored no claims discount on a second car/van.

Perhaps unusually, the no claims discount that you might have earned on your car insurance policy can be used if you want to insure a van, or the other way around.

There are some restrictions, including the requirement that the policyholder must be aged over 21, but otherwise the use of a mirror no claims discount is very straightforward and may save you a significant amount when it comes to insuring a second car.


"Claiming an existing no claims discount on a second car or a second van will require you to provide evidence of the no claims discount on your original vehicle"

"Now you can enjoy the advantage of having no claims bonus on more than one vehicle at the same time, removing the need to transfer your NCB from one car to another"