Company Car Insurance


Insuring a business-owned 'company car'

When considering company car insurance, if you run a small business and the company owns and runs your car and perhaps those of your partners or fellow directors, you will want to consider how best to insure your company-owned cars. If the business operates more than four vehicles, it may be worth considering a mini-fleet insurance policy. For drivers seeking leased car insurance or contract hire car insurance, your options include either insuring the vehicle on a standard private car insurance policy with the correct business class use included, or alternatively insuring several cars on a single business-use insurance policy.

QuoteRack will pass your business car insurance requirements to specialist insurance brokers who will be able to offer you competitive quotes and relevant advice on how to achieve the right cover for your business.

"I run my own car on the company, as well as my partners' cars. It worked out a lot cheaper to insure them as business-owned cars."

For businesses that need to provide insurance for leased cars for their employees' private and business-use of the vehicles, there are also tax implications for both the business and for the employee, as a recognised 'benefit in kind' tax liability.

"Having insured a couple of business-owned contract hire vehicles separately before, putting them both on one insurance policy worked out not only cheaper but also easier to manage."


"I am self-employed and I needed the cheapest quote for my contract hire car insurance - I was pleasantly surprised by the quotes I received"

"I lease a car on the business and I am required to insure and service the car myself - it wasn't a problem and I sorted out a really competitive company-leased car insurance quote easily and quickly"